Quarterly Estimated Taxes in Florida (2026)

no income tax

Federal self-employment tax is the same in every state. What changes in Florida is whether you also write a state estimated-income-tax check — and to whom. This page uses PiggyMath’s 2026 IRS / SSA figures and Florida’s published no income tax model. It is not a filed return.

By The PiggyMath Editorial Desk Last updated

Federal 1040-ES dates (every state)

If you expect to owe at least $1,000 of federal tax, the IRS expects four estimated payments for income earned in 2026. The quarters are not equal: Q2 is only April–May; Q4 is four months.

QuarterIncome earnedDue
Q1Jan 1 – Mar 31, 2026April 15, 2026
Q2Apr 1 – May 31, 2026June 15, 2026
Q3Jun 1 – Aug 31, 2026September 15, 2026
Q4Sep 1 – Dec 31, 2026January 15, 2027

2027 federal dates (April 15, June 16*, September 15, January 18, 2028*) are on the deadlines hub. This page does not invent 2027 income-tax brackets. *Weekend/holiday shifts; confirm with the IRS.

Florida quarterly = federal only

Florida levies no personal income tax on freelance profit. You do not mail estimated individual income tax to Tallahassee. The four IRS dates on this page are the whole personal estimated-tax calendar.

Sales tax, discretionary local sales surtax, and some local business-tax receipts can still matter if you sell taxable goods or have a physical location. Those are not 1040-ES cousins and they are not modeled as a state % in the quarterly calculator. Leave the state rate at 0 unless you are deliberately approximating something else — and label it if you do.

Documentary stamp tax and entity filings are also separate. A Florida LLC does not create a personal income-tax estimate. Federal SE tax at $65,000 of profit is about $9,184; that is the number that drives most Florida freelancers’ quarterly checks, plus federal income tax after the $16,100 standard deduction and QBI.

Agency: Florida Department of Revenue (sales / business tax — not personal income tax). Source note: No Florida personal income tax.

Worked set-aside: single filer, QBI on, Florida

Florida has no personal income tax, so the state column is $0. Leave the quarterly calculator’s state rate at 0. You still send four federal installments if you expect to owe $1,000 or more to the IRS. Federal income tax uses the 2026 single brackets, standard deduction $16,100, and the simple QBI path (lesser of 20% of QBI and 20% of taxable income before the deduction) — the same simple path as the quarterly tax calculator.

Net profitFederal SE taxFederal income tax*State (model)Annual totalEach quarter
$40,000$5,652$1,775$0$7,427$1,857
$80,000$11,304$5,344$0$16,647$4,162
$120,000$16,955$11,506$0$28,462$7,115

*After standard deduction and simple QBI. State column uses STATE_RATES_2026 (no income tax) on profit after SE-half. Locals, AMT, and NIIT omitted. Not tax advice.

Worked example at $80,000

Safe harbor is federal-only until you read the state instructions: 90% / 100% / 110%. Lumpy income: Form 2210 annualized method.

Run the calculators with Florida filled in

These links reopen the tools with this state’s planning inputs (shareable query string — nothing is uploaded).

Frequently asked questions

Does Florida follow the IRS quarterly dates?
Federal dates are April 15, June 15, September 15, and January 15 (next business day if needed). Florida estimated income tax, if any, is a separate payment to Florida Department of Revenue (sales / business tax — not personal income tax) — confirm that calendar; do not treat federal safe harbor as a state safe harbor.
What is the federal $1,000 rule?
If you expect to owe $1,000 or more when you file Form 1040, the IRS generally expects 1040-ES installments. That trigger does not set your state’s estimated-tax threshold.
Can I skip Florida estimates if I pay the IRS in full?
No. A federal payment does not credit Florida. Florida has no personal income tax, so there is no state estimated income-tax voucher.
My freelance income is lumpy. Do I have to pay equal quarters?
Federally you can annualize on Form 2210. Equal 25% payments are the simple path. State annualization rules differ — check the agency instructions.

Sources

Figures reuse PiggyMath’s 2026 constants (Rev. Proc. 2025-32, SSA wage base $184,500, STATE_RATES_2026). Educational estimates — not tax advice. How we check our math →