Quarterly Estimated Taxes in Texas (2026)

no income tax

Federal self-employment tax is the same in every state. What changes in Texas is whether you also write a state estimated-income-tax check — and to whom. This page uses PiggyMath’s 2026 IRS / SSA figures and Texas’s published no income tax model. It is not a filed return.

By The PiggyMath Editorial Desk Last updated

Federal 1040-ES dates (every state)

If you expect to owe at least $1,000 of federal tax, the IRS expects four estimated payments for income earned in 2026. The quarters are not equal: Q2 is only April–May; Q4 is four months.

QuarterIncome earnedDue
Q1Jan 1 – Mar 31, 2026April 15, 2026
Q2Apr 1 – May 31, 2026June 15, 2026
Q3Jun 1 – Aug 31, 2026September 15, 2026
Q4Sep 1 – Dec 31, 2026January 15, 2027

2027 federal dates (April 15, June 16*, September 15, January 18, 2028*) are on the deadlines hub. This page does not invent 2027 income-tax brackets. *Weekend/holiday shifts; confirm with the IRS.

Texas does not want personal estimated income tax

Texas has no personal income tax on wages or freelance profit. There is no Texas 1040-ES equivalent for a sole proprietor’s Schedule C. Your quarterly calendar is the federal one: April 15, June 15, September 15, and January 15 (next business day if the date falls on a weekend or federal holiday).

What Texas can levy is franchise (margin) tax on certain taxable entities above a revenue threshold. That is an entity filing with the Comptroller, not a personal estimated income-tax voucher, and it does not apply to a sole proprietor with no entity. Do not fold a guessed “Texas rate” into the quarterly calculator’s state % field — leave it at 0.

No-income-tax does not mean no tax. Property tax and sales tax fund the state. They do not change the IRS $1,000 estimated-tax rule or the 15.3% SE tax on 92.35% of profit. For a $80,000 Schedule C profit the federal SE line is still $11,304 — the same as in California — you just skip the state income-tax add-on.

Agency: Texas Comptroller of Public Accounts (franchise / margin tax only). Source note: No Texas personal income tax on wages or Schedule C profit.

Worked set-aside: single filer, QBI on, Texas

Texas has no personal income tax, so the state column is $0. Leave the quarterly calculator’s state rate at 0. You still send four federal installments if you expect to owe $1,000 or more to the IRS. Federal income tax uses the 2026 single brackets, standard deduction $16,100, and the simple QBI path (lesser of 20% of QBI and 20% of taxable income before the deduction) — the same simple path as the quarterly tax calculator.

Net profitFederal SE taxFederal income tax*State (model)Annual totalEach quarter
$40,000$5,652$1,775$0$7,427$1,857
$80,000$11,304$5,344$0$16,647$4,162
$120,000$16,955$11,506$0$28,462$7,115

*After standard deduction and simple QBI. State column uses STATE_RATES_2026 (no income tax) on profit after SE-half. Locals, AMT, and NIIT omitted. Not tax advice.

Worked example at $80,000

Safe harbor is federal-only until you read the state instructions: 90% / 100% / 110%. Lumpy income: Form 2210 annualized method.

Run the calculators with Texas filled in

These links reopen the tools with this state’s planning inputs (shareable query string — nothing is uploaded).

Frequently asked questions

Does Texas follow the IRS quarterly dates?
Federal dates are April 15, June 15, September 15, and January 15 (next business day if needed). Texas estimated income tax, if any, is a separate payment to Texas Comptroller of Public Accounts (franchise / margin tax only) — confirm that calendar; do not treat federal safe harbor as a state safe harbor.
What is the federal $1,000 rule?
If you expect to owe $1,000 or more when you file Form 1040, the IRS generally expects 1040-ES installments. That trigger does not set your state’s estimated-tax threshold.
Can I skip Texas estimates if I pay the IRS in full?
No. A federal payment does not credit Texas. Texas has no personal income tax, so there is no state estimated income-tax voucher.
My freelance income is lumpy. Do I have to pay equal quarters?
Federally you can annualize on Form 2210. Equal 25% payments are the simple path. State annualization rules differ — check the agency instructions.

Sources

Figures reuse PiggyMath’s 2026 constants (Rev. Proc. 2025-32, SSA wage base $184,500, STATE_RATES_2026). Educational estimates — not tax advice. How we check our math →