Quarterly Estimated Taxes in Texas (2026)
no income tax
Federal self-employment tax is the same in every state. What changes in Texas is whether you also write a state estimated-income-tax check — and to whom. This page uses PiggyMath’s 2026 IRS / SSA figures and Texas’s published no income tax model. It is not a filed return.
Federal 1040-ES dates (every state)
If you expect to owe at least $1,000 of federal tax, the IRS expects four estimated payments for income earned in 2026. The quarters are not equal: Q2 is only April–May; Q4 is four months.
| Quarter | Income earned | Due |
|---|---|---|
| Q1 | Jan 1 – Mar 31, 2026 | April 15, 2026 |
| Q2 | Apr 1 – May 31, 2026 | June 15, 2026 |
| Q3 | Jun 1 – Aug 31, 2026 | September 15, 2026 |
| Q4 | Sep 1 – Dec 31, 2026 | January 15, 2027 |
2027 federal dates (April 15, June 16*, September 15, January 18, 2028*) are on the deadlines hub. This page does not invent 2027 income-tax brackets. *Weekend/holiday shifts; confirm with the IRS.
Texas does not want personal estimated income tax
Texas has no personal income tax on wages or freelance profit. There is no Texas 1040-ES equivalent for a sole proprietor’s Schedule C. Your quarterly calendar is the federal one: April 15, June 15, September 15, and January 15 (next business day if the date falls on a weekend or federal holiday).
What Texas can levy is franchise (margin) tax on certain taxable entities above a revenue threshold. That is an entity filing with the Comptroller, not a personal estimated income-tax voucher, and it does not apply to a sole proprietor with no entity. Do not fold a guessed “Texas rate” into the quarterly calculator’s state % field — leave it at 0.
No-income-tax does not mean no tax. Property tax and sales tax fund the state. They do not change the IRS $1,000 estimated-tax rule or the 15.3% SE tax on 92.35% of profit. For a $80,000 Schedule C profit the federal SE line is still $11,304 — the same as in California — you just skip the state income-tax add-on.
Agency: Texas Comptroller of Public Accounts (franchise / margin tax only). Source note: No Texas personal income tax on wages or Schedule C profit.
Worked set-aside: single filer, QBI on, Texas
Texas has no personal income tax, so the state column is $0. Leave the quarterly calculator’s state rate at 0. You still send four federal installments if you expect to owe $1,000 or more to the IRS. Federal income tax uses the 2026 single brackets, standard deduction $16,100, and the simple QBI path (lesser of 20% of QBI and 20% of taxable income before the deduction) — the same simple path as the quarterly tax calculator.
| Net profit | Federal SE tax | Federal income tax* | State (model) | Annual total | Each quarter |
|---|---|---|---|---|---|
| $40,000 | $5,652 | $1,775 | $0 | $7,427 | $1,857 |
| $80,000 | $11,304 | $5,344 | $0 | $16,647 | $4,162 |
| $120,000 | $16,955 | $11,506 | $0 | $28,462 | $7,115 |
*After standard deduction and simple QBI. State column uses STATE_RATES_2026 (no income tax) on profit after SE-half. Locals, AMT, and NIIT omitted. Not tax advice.
Worked example at $80,000
- Federal SE tax: $11,304 (15.3% × 92.35% of profit; wage base $184,500)
- Profit after deductible half of SE tax: $74,348
- Simple QBI deduction used: $11,650
- Federal income tax: $5,344
- Texas income tax (model): $0
- Four equal federal+state planning checks: about $4,162 each (split the check: IRS Direct Pay vs Texas Comptroller of Public Accounts (franchise / margin tax only))
Safe harbor is federal-only until you read the state instructions: 90% / 100% / 110%. Lumpy income: Form 2210 annualized method.
Run the calculators with Texas filled in
These links reopen the tools with this state’s planning inputs (shareable query string — nothing is uploaded).
- Quarterly tax calculator — state % 0.00 at $80,000 profit (flat-rate field; Texas may be graduated — prefer the estimator for brackets).
- Freelancer tax estimator — TX selected, quality badge on the state line.
- Deadline calendar (.ics) · 2026 tax constants
Frequently asked questions
Does Texas follow the IRS quarterly dates?
What is the federal $1,000 rule?
Can I skip Texas estimates if I pay the IRS in full?
My freelance income is lumpy. Do I have to pay equal quarters?
Sources
- IRS — Estimated Taxes (Form 1040-ES)
- IRS — Self-Employment Tax
- SSA — 2026 Social Security wage base
- Texas Comptroller of Public Accounts (franchise / margin tax only)
Figures reuse PiggyMath’s 2026 constants (Rev. Proc. 2025-32, SSA wage base $184,500, STATE_RATES_2026). Educational estimates — not tax advice. How we check our math →