Paycheck Take-Home by State (2026)
FICA does not change when you cross a state line. Withholding does. These guides explain the state line and deep-link into the paycheck calculator with a planning percentage — not 51 copies of the same stub.
Filled this round: California · Texas · Florida · New York · Pennsylvania · Illinois · Ohio · New Jersey. Every state already has self-employment tax. National tool: Paycheck calculator.
Matrix status
| State | Code | This topic | Status |
|---|---|---|---|
| Alabama | AL | — | Not built — use national calculator |
| Alaska | AK | — | Not built — use national calculator |
| Arizona | AZ | — | Not built — use national calculator |
| Arkansas | AR | — | Not built — use national calculator |
| California | CA | Open California | Filled (2026) |
| Colorado | CO | — | Not built — use national calculator |
| Connecticut | CT | — | Not built — use national calculator |
| Delaware | DE | — | Not built — use national calculator |
| Washington, D.C. | DC | — | Not built — use national calculator |
| Florida | FL | Open Florida | Filled (2026) |
| Georgia | GA | — | Not built — use national calculator |
| Hawaii | HI | — | Not built — use national calculator |
| Idaho | ID | — | Not built — use national calculator |
| Illinois | IL | Open Illinois | Filled (2026) |
| Indiana | IN | — | Not built — use national calculator |
| Iowa | IA | — | Not built — use national calculator |
| Kansas | KS | — | Not built — use national calculator |
| Kentucky | KY | — | Not built — use national calculator |
| Louisiana | LA | — | Not built — use national calculator |
| Maine | ME | — | Not built — use national calculator |
| Maryland | MD | — | Not built — use national calculator |
| Massachusetts | MA | — | Not built — use national calculator |
| Michigan | MI | — | Not built — use national calculator |
| Minnesota | MN | — | Not built — use national calculator |
| Mississippi | MS | — | Not built — use national calculator |
| Missouri | MO | — | Not built — use national calculator |
| Montana | MT | — | Not built — use national calculator |
| Nebraska | NE | — | Not built — use national calculator |
| Nevada | NV | — | Not built — use national calculator |
| New Hampshire | NH | — | Not built — use national calculator |
| New Jersey | NJ | Open New Jersey | Filled (2026) |
| New Mexico | NM | — | Not built — use national calculator |
| New York | NY | Open New York | Filled (2026) |
| North Carolina | NC | — | Not built — use national calculator |
| North Dakota | ND | — | Not built — use national calculator |
| Ohio | OH | Open Ohio | Filled (2026) |
| Oklahoma | OK | — | Not built — use national calculator |
| Oregon | OR | — | Not built — use national calculator |
| Pennsylvania | PA | Open Pennsylvania | Filled (2026) |
| Rhode Island | RI | — | Not built — use national calculator |
| South Carolina | SC | — | Not built — use national calculator |
| South Dakota | SD | — | Not built — use national calculator |
| Tennessee | TN | — | Not built — use national calculator |
| Texas | TX | Open Texas | Filled (2026) |
| Utah | UT | — | Not built — use national calculator |
| Vermont | VT | — | Not built — use national calculator |
| Virginia | VA | — | Not built — use national calculator |
| Washington | WA | — | Not built — use national calculator |
| West Virginia | WV | — | Not built — use national calculator |
| Wisconsin | WI | — | Not built — use national calculator |
| Wyoming | WY | — | Not built — use national calculator |
Empty topic cells are intentional. Use the national calculator and the existing SE tax landing rather than a doorway page with only the state name swapped.
Frequently asked questions
Why aren’t all 51 states listed as full guides?
Thin clones fail readers and search. We filled California, Texas, Florida, New York, Pennsylvania, Illinois, Ohio, and New Jersey — a mix of no-tax, flat, graduated, BID, locals, and 1099-K special rules. Other states keep their SE tax landing and the national calculator.
Is self-employment tax different by state?
No. 15.3% on 92.35% of net profit is federal. State income tax is separate. See Self-Employment Tax by State.
Do you invent 2027 state brackets?
No. 2027 federal dates appear on the deadlines hub. Unpublished 2027 wage base and federal brackets stay off these pages.